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FAQ

Questions, answered plainly.

The rules, the costs, the process, and what working with us looks like. If your question is not here, the feasibility form below is the fastest way to get it answered.

The Rules
What is SSMUH and what does it mean for my lot?

SSMUH stands for Small-Scale Multi-Unit Housing, the provincial legislation (Bill 44) that requires BC municipalities to allow more homes on residential lots without rezoning. Most single-family lots between 280 and 4,050 square metres can now hold up to 4 units as-of-right. Lots within 400 metres of frequent transit may qualify for up to 6 units. If your lot qualifies, multi-unit housing is already permitted. No rezoning application, no public hearing.

Does my lot qualify?

Most single-family lots do. Your property generally needs to be zoned residential, within the size thresholds, in a covered municipality, and serviced (or serviceable) by municipal water and sewer. In Port Moody alone, city data shows 3,709 lots eligible for 4 units and 515 eligible for 6. Lots inside Transit-Oriented Areas near SkyTrain fall under different rules, and a few exemptions exist. A free feasibility check confirms your specific lot.

Do I need to rezone?

In most cases, no. SSMUH creates as-of-right permissions. You still need a building permit, a design that meets your city's setback, height, and parking standards, and engineering sign-offs. But the political hurdle that used to add years and uncertainty is gone.

What about lots near SkyTrain?

Lots close to SkyTrain stations may fall under Bill 47's Transit-Oriented Area designation instead, which allows much taller buildings, often 8 to 20 storeys depending on distance from the station. Different rules, different economics, different buyers. If you are near a station, this is one of the first things we confirm, because it can dramatically change what your land is worth.

Can I strata the units and sell them individually?

In many cases, yes. Stratification creates a separate title for each unit so you can sell them one by one, often the most financially attractive exit. It has to be planned early because it affects design decisions like shared infrastructure and parking, and some municipalities have restrictions. We confirm before drawings start so the design supports your exit.

Strata is also not the only structure. Depending on the municipality, options include fee simple rowhouses where each unit sits on its own lot title with no strata council, keeping everything on one title as rentals, or a hybrid: live in one unit, sell some, rent the rest.

Costs & Money
What do the different options cost?

Typical Metro Vancouver planning ranges: a secondary suite runs $80K to $160K. A laneway home runs $250K to $450K. A full fourplex redevelopment runs $1.2M to $2.2M or more depending on size and finish. These are estimates for orientation, not quotes; soft costs like servicing upgrades and permits vary by city and by lot, which is exactly what feasibility and consulting work pins down.

What can the units rent for?

Typical Tri-Cities ranges: 1 to 2 bedroom suites around $1,900 to $2,400 per month, laneway homes and 2 to 3 bedroom units around $2,400 to $3,100, and larger 3 bedroom units around $3,100 to $4,000. A full fourplex can gross roughly $8K to $11K per month. Actual rents depend on unit quality, location, and the market at completion.

Are there tax credits for multigenerational builds?

Yes. The federal Multigenerational Home Renovation Tax Credit returns 15% of up to $50,000 in eligible costs, a maximum of $7,500, for building a qualifying self-contained secondary suite for a senior family member or an adult eligible for the disability tax credit. CRA guidance has confirmed detached units like laneway homes can qualify. Your accountant confirms eligibility for your situation.

The Process
How long does a project take?

Plan on roughly 18 to 30 months from first conversation to move-in: feasibility and design, then permitting (a few months to longer depending on the city), then 10 to 16 months of construction. Phased approaches, like building a laneway home before touching the main house, can spread the work and the cost.

Can I stay in my home during construction?

Often, yes. Suite additions and laneway builds can usually be phased around an occupied home. A full fourplex redevelopment means the existing house comes down, so you would live elsewhere during construction. Which path fits your life is part of the feasibility conversation.

What actually happens in the free feasibility check?

You send your property address and what you are considering. We review the lot against your municipality's current SSMUH rules: zoning, eligibility, realistic unit count, and any obvious constraints. You get a plain-language answer within one business day, including an honest "this probably is not worth it" if that is the truth. It is free because it is the right first step, and because some checks turn into consulting engagements or listings. No obligation either way.

Working Together
Do you only work in the Tri-Cities?

The deepest expertise is in Port Moody, Coquitlam, and Port Coquitlam, but Bill 44 applies across BC and we consult throughout the Lower Mainland and beyond. Every municipality implements the rules differently, and translating those local variations is the core of the work.

What if I would rather sell than build?

That is often the right call, and an SSMUH-eligible lot can be worth more to a developer than to the open market, because the buyer is paying for what the land can become. We maintain relationships with experienced builders actively looking for multiplex sites in the Tri-Cities. Before you list publicly, it is worth finding out what a developer sale could look like.

Who am I actually working with?

Dawar Zada, PREC, Team Lead of Zada Group under Stonehaus Realty Corp. in Coquitlam. He was the first homeowner in Port Moody to move a multiplex application forward under the new rules and has 20+ years in Metro Vancouver real estate. He lives in the Tri-Cities with his family. You can read more about Dawar here.

Free Feasibility Check

Find out what your lot allows. Free.

Send your property address and we'll review your lot's SSMUH eligibility, unit potential, and realistic options. You get a straight answer within one business day. No cost, no obligation, no sales pitch.

  • Zoning and eligibility confirmed against your municipality's current rules
  • How many units your lot can realistically support
  • An honest read on whether it is worth pursuing
Prefer to talk it through? Call or text 604-808-3797 or book a call directly on our calendar.

Reviewed by a person who has filed one of these applications, not by an algorithm. Response within 1 business day.

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